By default, the `@better-auth/scim` plugin fails to bind non-organization (personal) SCIM providers to their creator. This occurs because the `providerOwnership` option and the `scimProvider.userId` column are disabled by default, allowing the access check to pass when no owner ID is present. Consequently, any authenticated user can manage other users' personal providers, including reading metadata, listing connections, and deleting connections. The most critical impact is the ability to regenerate SCIM bearer tokens via the `/scim/generate-token` endpoint using the `providerId` variable. This action invalidates the legitimate user's token and grants the attacker a valid token to authenticate against SCIM API routes, such as `/scim/v2/Users`, and manage SCIM-provisioned users.